Being a single mom is challenging on so many levels, but also incredibly satisfying when you manage to make a positive difference to the lives of your children. We cannot always afford to do some of the things that a dual income household can, like going on expensive holidays. Even meeting the many day to day costs involved in raising two kids isn’t easy. Life is what it is, however, and we just make the best of it. I want my girls to understand that being alive is about more than a nice house, nice clothes and stuff.
Sure, those things can make you feel good, but in the long run it is who you are inside and what you believe in that really matters. Not that I skimp on their material welfare, I sometimes have to go into debt with the credit card to get by; paying for their school excursions and other extras that regularly come up. Christmas time is always a time that I am in debt for all those presents and festive treats, but that is important to the wellbeing of my family.
Can single moms get themselves out of debt? Of course we can and if I have to take out a personal loan to consolidate my debts I do it. Many of these financial institution websites have a loan calculator, so that you can work out the interest rates. The important thing is not to worry about your situation unnecessarily and to communicate with the banks or whoever you owe money to. As long as you stay in regular touch with these people things can be worked out. Worst thing you can do is get all anxious and bottle it all up inside of yourself; share the load and talk about it.
What you don’t sometimes realise is that being a single mom means that you have a special relationship with your kids. You spend more time with your kids and deal with all the important stuff with them. If you can take a step back, mentally, sometimes, you will see how lucky you are to be in that position. The love in our family, between the three of us, is mighty fine and I thank God for the health of my girls every day. Money isn’t everything you know; it is just a means to an end. My advice is to make sure that you are present in your own life just the way it is; no one’s life is perfect anyway.